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Deposit estimator

Work through deposit, stamp duty and the upfront costs on a target price.

5%20%25%

Deposit amount

$65,000

Loan: $585,000 (LVR 90%)

Indicative LMI range

$10,000 - $28,000

One-off cost, often added to the loan.

Victorian stamp duty estimate (first home buyer PPR)

$22,713

Includes a concession of about $11,357 off standard duty of $34,070.

Illustrative estimate only, for general education purposes. Figures correct as at September 2026. Always confirm current amounts and thresholds with the State Revenue Office Victoria or a licensed conveyancer before relying on them.. LMI ranges are broad indications and vary by lender and insurer.

This information is general in nature and does not take into account your personal financial situation. It is not financial, credit, tax, or legal advice. Please consult a licensed financial adviser, mortgage broker, or conveyancer or solicitor before making any decisions.