Tools for your situation
Every calculator here is free, works without an account, and shows its workings. Results can be saved once you have an account.
New: Victorian suburb scorecards and affordability mapEvery suburb scored on growth, momentum and demand. See which fit your budget.Start with the deposit estimator and the savings planner. They answer the two questions first home buyers ask most.
Recommended for first home
Deposit estimator
Work through deposit, stamp duty and the upfront costs on a target price.
OpenSavings planner
Map a monthly savings rate against the deposit you are aiming for.
OpenStamp duty and upfront costs
Victorian duty with first home concessions and foreign purchaser additional duty, plus the other costs on settlement day.
OpenAll tools
Repayment calculator
Monthly repayments, total interest, and what extra repayments or an offset would do.
OpenBorrowing illustrator
See how income, commitments and rates change the size of a loan.
OpenRent or buy comparison
Compare the yearly cost of renting against owning the same kind of home.
OpenAuction limit planner
Set a walk away number before auction day, with every cost on top of the hammer price.
OpenInspection checklist
Work through a property at an open for inspection and score it while you are standing in it.
OpenOpportunity framework
Score a suburb or a property against the things that actually matter to you.
OpenEquity and bridging estimator
Usable equity in the home you own, and what a bridging period would cost.
OpenSale proceeds after costs
What is actually left after agent fees, marketing, the loan payout and moving.
OpenYield, cash flow and land tax
Gross and net yield, weekly cash flow, and an indicative Victorian land tax figure.
OpenLand and construction budget
Two settlements, site costs and the progress payment schedule across the build.
OpenRelocation budget
The cost of buying in Victoria from interstate or overseas, including trips and surcharges.
OpenSection 32 red flag checker
Tick through the vendor statement and get a list of questions to take to your conveyancer.
OpenQuoted price reality check
Compare an agent's quoted range with the suburb median and set an honest bidding ceiling.
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