Repayment calculator
Monthly repayments, total interest, and what extra repayments or an offset would do.
Monthly repayment
$3,675
About $848 a week.
Total interest over the term
$722,933
With your extra repayments and offset
30.0 years
Add an extra amount or an offset balance to see the difference.
Repayments assume principal and interest at a constant rate. Real rates move, and lenders apply their own fees. Figures correct as at September 2026. Always confirm current amounts and thresholds with the State Revenue Office Victoria or a licensed conveyancer before relying on them..
This information is general in nature and does not take into account your personal financial situation. It is not financial, credit, tax, or legal advice. Please consult a licensed financial adviser, mortgage broker, or conveyancer or solicitor before making any decisions.