Guides for Victorian buyers
Process, market context and buyer education for Victoria. Practical guides on off-market access, Section 32 reading, stamp duty, auctions, and how BuyerHQ matching fits beside portals and buyer's agents - without inventing suburb claims.
Interest-only or principal-and-interest for a Victorian investment loan?
The IO-vs-P&I decision shapes 15 years of investment cashflow. The default answer is not the same as it was pre-2017.
Melbourne's 2024 spring selling season: what actually happened
The 2024 spring campaign was the largest stock release Melbourne has seen since 2016. The buyer side did not match it.
The five-stage suburb life cycle in Melbourne
Melbourne suburbs go through a predictable five-stage gentrification cycle. Knowing the stage tells you what to expect from the next five years.
The five property data sources Victorian buyers actually use
Free portal listings are only the surface layer. Serious buyers triangulate across five distinct data sources before making an offer.
Strata fees in Melbourne apartments: the warning signs
Quarterly strata fees range from $400 to $4,500 across Melbourne apartments. The number itself matters less than what it's buying.
Mortgage broker or direct to the bank?
Roughly 75% of Australian home loans are now written through brokers. The other 25% of borrowers usually have a specific reason.
Melbourne mid-2024: where the cycle stands
Half-way through 2024 the Melbourne market is more divided than the headline figures suggest.
Exclusive vs open listing agreements: what your selling agent signed
Most Victorian residential vendors sign an exclusive sale authority without realising the alternative exists.
The Section 32 disclosures vendors quietly hope you don't read
Five categories of Section 32 disclosure that consistently catch out Victorian buyers who haven't done their reading.
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Start with live stock
Prefer browsing opportunities over reading? Open the listings map, the Melbourne off-market hub, or register interest free. Agents lodging stock can use list an off-market property.