Guides for Victorian buyers

Process, market context and buyer education. Browse live opportunities on the map after you join free. Street addresses unlock on request.

Bank valuation, agent appraisal, sworn valuation: the differences that matter

Three different professionals can put three very different numbers on the same Victorian property. Here's what each one is actually for.

14 min read

Using the First Home Super Saver Scheme in Victoria

The FHSSS lets first-home buyers contribute up to $50,000 of pre-tax super toward a deposit. Most eligible Victorians don't use it.

11 min read

Melbourne's property market in 2024: the year in five numbers

The headline 2024 dwelling value number for Melbourne masks five different sub-market stories. Here are the year-end figures that matter.

13 min read

Heritage overlays in Melbourne: what they actually stop you doing

Heritage overlay properties trade at a premium to the surrounding streetscape and are constrained in ways most buyers underestimate.

13 min read

Regional Victoria 2024: Ballarat, Bendigo, Geelong compared

Three large regional centres, three very different 2024 outcomes. Here's the comparative read.

12 min read

Interest-only or principal-and-interest for a Victorian investment loan?

The IO-vs-P&I decision shapes 15 years of investment cashflow. The default answer is not the same as it was pre-2017.

14 min read

Melbourne's 2024 spring selling season: what actually happened

The 2024 spring campaign was the largest stock release Melbourne has seen since 2016. The buyer side did not match it.

13 min read

The five-stage suburb life cycle in Melbourne

Melbourne suburbs go through a predictable five-stage gentrification cycle. Knowing the stage tells you what to expect from the next five years.

6 min read

The five property data sources Victorian buyers actually use

Free portal listings are only the surface layer. Serious buyers triangulate across five distinct data sources before making an offer.

15 min read

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