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Relocating to Victoria Property Guide

A comprehensive manual for buyers moving from interstate or overseas to the Garden State.

Showing: First home buyer

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Chapter 1. Getting oriented: Victoria, Melbourne and the regions

The whole path, stage by stage

10 chapters written for relocating to victoria in Victoria. Read them in order or jump to the stage you are in.

Start here

Get your bearings before anything else.

Chapter 1Getting oriented: Victoria, Melbourne and the regionsUnderstand the layout of the state and the unique characteristics of Victorian property markets.Chapter 7Building your Victorian team: conveyancer, broker, inspectorAssemble the essential local professionals to protect your interests during the purchase process.

The money

Deposit, borrowing, duty and the real cost.

Chapter 2FIRB approval and who needs itNavigate the federal requirements for foreign investment in Australian residential real estate.Chapter 3Foreign purchaser additional duty and absentee owner surchargeLearn about the extra taxes and surcharges that apply to foreign buyers and absentee owners in Victoria.Chapter 6Finance as a non resident or new arrivalUnderstand the complexities of securing a mortgage when your income or residency status is international.

Search and inspect

Finding the right place and checking it properly.

Chapter 4Researching suburbs remotely with credible sourcesMaster the digital tools and data sources needed to evaluate Victorian neighborhoods from afar.Chapter 5Inspecting from a distance and using people on the groundStrategies for verifying property condition when you cannot attend an inspection in person.

Offers and auctions

Negotiating and bidding without losing your head.

Chapter 8Making an offer from interstate or overseasLearn the protocols and strategies for successfully negotiating a Victorian property purchase from afar.

Contracts and settlement

The paperwork and the handover.

Chapter 9Contracts, settlement and money across bordersManage the final legal and financial steps to ensure a smooth transfer of ownership.

After you move

Living with the decision and what comes next.

Chapter 10Arriving, connecting services and settling inOrganise your move and transition into your new Victorian life with ease.

Tools that match this situation

Relocation budget

The cost of buying in Victoria from interstate or overseas, including trips and surcharges.

Stamp duty and upfront costs

Victorian duty with first home concessions and foreign purchaser additional duty, plus the other costs on settlement day.

Deposit estimator

Work through deposit, stamp duty and the upfront costs on a target price.

Also free, no account needed

Readiness quiz

Fifteen questions scored for your situation.

Resource library

Official Victorian and federal sources, plus checklists.

Glossary

Every term explained in plain English.

Other situations

First home buyerBuying your first place in Victoria, from saving to settlement.Next home or upgradingSelling one home and buying another, often at the same time.DownsizingMoving to something smaller, simpler or easier to look after.InvestorBuying to rent out, with yield, growth and tax in mind.Buying land or buildingChoosing a block, picking a builder and managing a build.